VERIFIED Crypto Checkout Fee Transparency Guide

Understand Exactly How Crypto Checkout Fees Work

A transparent explanation of VERIFIED infrastructure fees, hosted provider fees, settlement amounts, customer-paid fees, and the economics of WooCommerce hosted checkout.

VERIFIED Crypto Checkout is WooCommerce checkout infrastructure. It is not a payment processor, acquiring bank, exchange, money transmitter, or provider of customer verification.

Verified-Crypto-Checkout-Fees

Why Crypto Checkout Fees Are Confusing

Most confusion in crypto checkout comes from misunderstanding who charges which fees. VERIFIED Crypto Checkout charges an infrastructure fee. Hosted checkout providers charge separate provider fees. Those are different fee layers controlled by different parties.

VERIFIED’s Transparency

This guide explains what VERIFIED controls, what providers control, how the Customer Pays Fees setting works, what merchants actually receive, and why provider fees still exist even when the merchant passes the VERIFIED fee to the customer.

Direct Answer: How Much Does VERIFIED Crypto Checkout Cost?

VERIFIED Crypto Checkout charges a 4% infrastructure fee on completed checkout transactions. This fee is separate from hosted checkout provider fees, payment-method fees, spread, conversion costs, network fees, gas costs, or other provider-controlled costs that may apply during the transaction.

Merchants can choose whether to absorb the VERIFIED infrastructure fee or pass it to the customer using the Customer Pays Fees setting. When Customer Pays Fees is enabled, the VERIFIED 4% fee is added to the customer’s checkout amount. Hosted provider fees still apply and are not removed by this setting.

Key Fee Highlights

  • VERIFIED Crypto Checkout charges a 4% infrastructure fee. This fee covers the WooCommerce checkout layer used for payment routing, payment links, invoice requests, QR payments, subscription renewal links, Smart Recovery workflows, API access, transaction visibility, and wallet settlement configuration.
  • Hosted checkout providers charge separate provider fees. These fees are not paid to VERIFIED. They are charged by the provider handling the hosted checkout session, customer verification, payment method, crypto purchase or conversion, and settlement flow.
  • Provider fees should be expected on hosted crypto checkout transactions. The exact provider fee varies by provider, payment method, customer region, transaction size, settlement asset, verification path, network costs, and partner configuration.
  • Provider fees are commonly in the single digits, but they are not fixed. In many cases, provider-controlled fees may be near or below 4%. They can also be higher, especially on smaller transactions where fixed or minimum provider costs have a larger effective impact.
  • The 4% VERIFIED fee is not the full transaction cost. Merchants should understand the complete fee model: the VERIFIED infrastructure fee, the hosted provider fee, and any network or gas costs that may be part of the provider-controlled transaction flow.
  • Customer Pays Fees can shift the VERIFIED fee to the customer. When enabled, the 4% VERIFIED infrastructure fee is added to the customer’s checkout amount instead of being absorbed by the store.
  • Customer Pays Fees does not remove provider fees. It only changes who pays the VERIFIED infrastructure fee. Provider fees still apply because the hosted provider controls payment execution, verification, payment availability, crypto conversion, and settlement delivery.
  • Merchants keep WooCommerce as the order system. VERIFIED connects WooCommerce to hosted checkout workflows while WooCommerce continues to manage carts, orders, customer records, taxes, shipping, fulfillment status, and store operations.

Simple Fee Model: VERIFIED receives the 4% infrastructure fee. The hosted provider receives the provider fee. Network or gas costs may be included in the provider-controlled transaction flow. The merchant receives settlement after the applicable fee layers are applied.

How Much Does VERIFIED Crypto Checkout Cost?

Fee Layer What It Covers Who Controls It Who Receives It
VERIFIED infrastructure fee 4% fee for WooCommerce checkout routing, payment links, invoice requests, QR payments, subscription renewal links, Smart Recovery, API infrastructure, transaction visibility, and wallet settlement configuration. VERIFIED Crypto Checkout VERIFIED Crypto Checkout
Hosted provider fee Provider-side fee for hosted checkout operation, customer verification, payment method support, risk controls, crypto purchase or conversion, transaction approval, and settlement execution. Hosted checkout provider Hosted checkout provider
Network or gas costs Blockchain transaction costs that may apply when crypto is moved, settled, swapped, or delivered on-chain. These costs depend on the network, asset, provider flow, and settlement route. Blockchain network / hosted provider Network validators, miners, or provider depending on transaction structure
Customer Pays Fees setting Optional setting that adds the VERIFIED 4% infrastructure fee to the customer’s checkout amount instead of having the merchant absorb it. Merchant configuration inside VERIFIED plugin settings VERIFIED receives the 4% infrastructure fee; merchant may recover that cost from the customer when enabled.
Merchant settlement The amount the merchant receives after the applicable VERIFIED fee, hosted provider fee, and any provider-controlled network or settlement costs are applied. Provider execution and merchant configuration Merchant-controlled wallet

Who Controls Each Part Of The Transaction?

Item Controlled By
VERIFIED infrastructure fee VERIFIED Crypto Checkout
Customer Pays Fees setting Merchant configuration inside VERIFIED plugin settings
Hosted provider fees Hosted checkout provider
Customer verification requirements Hosted checkout provider
Payment method availability Hosted checkout provider
Transaction approval Hosted checkout provider
Settlement timing Hosted checkout provider and network execution
Network or gas costs Blockchain network and/or hosted checkout provider

The Two-Layer Fee Structure

Hosted crypto checkout is easiest to understand as a two-layer fee model. VERIFIED Crypto Checkout charges the infrastructure fee for the WooCommerce checkout layer. The hosted crypto provider charges its own provider-side fee for the payment, verification, crypto purchase or conversion, and settlement flow.

Layer 1: VERIFIED Infrastructure Fee

The VERIFIED infrastructure fee is 4% of completed transactions. This fee pays for the WooCommerce checkout infrastructure that connects the store to hosted checkout workflows, including payment routing, payment links, invoice requests, QR payments, subscription renewal links, Smart Recovery, API access, transaction visibility, order-status coordination, and merchant wallet settlement configuration.

What the VERIFIED Fee Pays For

The VERIFIED fee supports the infrastructure needed to keep the checkout system operating, maintained, improved, and commercially supported. A portion of the fee funds ongoing plugin development, provider-routing improvements, WooCommerce compatibility updates, API maintenance, transaction monitoring tools, support operations, documentation, and security-related maintenance. One percentage point of the 4% fee is allocated to the development team so the system can continue improving over time. In some cases, a portion of the fee may also be paid to approved affiliates, agents, or referral partners who help introduce merchants to VERIFIED Crypto Checkout.

This is the only transaction fee controlled by VERIFIED. It is separate from hosted provider fees, blockchain network costs, or any provider-controlled charges shown during the checkout flow.

Layer 2: Hosted Provider Fees

Hosted provider fees are charged by the crypto checkout provider handling the payment session. These fees pay for provider-side functions such as customer verification, payment method support, card or bank payment acceptance, risk controls, crypto purchase or conversion, liquidity, transaction approval, settlement execution, and any provider-managed network or gas costs.

What Provider Fees Pay For

Hosted checkout providers still perform payment execution, risk checks, compliance controls, payment-method support, crypto purchase or conversion flows, and settlement delivery. Those functions create provider-side costs that are separate from the VERIFIED infrastructure layer.

VERIFIED does not control provider pricing and does not receive provider fees. The hosted provider receives the provider fee. VERIFIED receives the VERIFIED infrastructure fee. The merchant receives settlement after the applicable fee layers and provider-controlled costs are applied.

Customer Pays Fees Explained

The Customer Pays Fees setting allows merchants to add the VERIFIED 4% infrastructure fee to the customer’s checkout amount instead of absorbing that fee inside the store’s margin.

This setting only applies to the VERIFIED infrastructure fee. It does not remove, reduce, or control hosted provider fees. Hosted providers may still charge their own fees for payment execution, customer verification, payment method support, crypto purchase or conversion, network costs, settlement execution, or other provider-controlled services.

Important: Customer Pays Fees changes who pays the VERIFIED fee. It does not eliminate provider fees.

Example Fee Scenarios

Example 1: Merchant Absorbs The VERIFIED Fee

For a $100 order, the VERIFIED 4% infrastructure fee is applied to the transaction. The merchant absorbs that fee as part of the cost of using the checkout infrastructure. Hosted provider fees may also apply separately, depending on the provider, payment method, customer region, transaction size, and settlement flow.

Order Amount $100.00
VERIFIED Infrastructure Fee $4.00
Hosted Provider Fee Varies by provider and transaction
Merchant Settlement $100 minus applicable VERIFIED and provider-controlled fees

Example 2: Customer Pays Fees Enabled

For a $100 order with Customer Pays Fees enabled, the VERIFIED 4% infrastructure fee can be added to the customer’s checkout amount. In this example, the customer-facing amount becomes approximately $104 before any hosted provider-controlled fees, spread, network costs, or settlement costs that may also apply.

Original Order Amount $100.00
Customer-Paid VERIFIED Fee $4.00
Customer Checkout Amount Approximately $104.00 before provider-controlled fees
Hosted Provider Fee Still applies separately and varies by provider and transaction
Merchant Result Merchant can recover the VERIFIED infrastructure fee, but provider fees still apply

How The Checkout And Settlement Flow Works

  1. The customer starts payment from WooCommerce checkout, a payment link, invoice request, QR code, subscription renewal link, or Smart Recovery link.
  2. VERIFIED routes the payment session through the WooCommerce checkout infrastructure layer.
  3. The hosted provider handles the hosted checkout page, customer verification, payment method availability, crypto purchase or conversion, and transaction approval.
  4. The hosted provider fee and any applicable provider-managed network or gas costs are handled inside the provider-controlled transaction flow.
  5. The VERIFIED infrastructure fee is applied according to the merchant’s fee setting.
  6. The merchant receives settlement to the configured wallet after the applicable fee layers and provider-controlled costs are accounted for.

Why This Matters For Merchants

Fee transparency matters because merchants should understand the actual economic outcome of a hosted checkout transaction before deciding how to present fees, protect margin, and configure settlement. A single advertised fee rarely explains the entire model. The better question is how the transaction is routed, which party controls each fee layer, what the customer sees, and what the merchant receives after all applicable costs are applied.

VERIFIED publishes this guide because hosted checkout infrastructure is different from traditional card processing. WooCommerce remains the order system, VERIFIED provides the checkout routing and transaction infrastructure, and hosted providers control payment execution, customer verification, provider pricing, and settlement flow.

When This Fee Model Makes Sense

  • The merchant wants WooCommerce-native hosted checkout infrastructure.
  • The store needs payment links, invoice requests, QR payments, subscription renewal links, or Smart Recovery workflows.
  • The merchant wants wallet settlement visibility instead of relying only on traditional card-processing settlement.
  • The merchant understands that VERIFIED fees and hosted provider fees are separate fee layers.

When It May Not Make Sense

  • The merchant expects a single fixed all-in rate across every provider, region, payment method, and transaction size.
  • The merchant expects VERIFIED to control provider pricing, KYC, transaction approval, or settlement timing.
  • The merchant wants a traditional merchant account instead of hosted checkout infrastructure.
  • The merchant cannot tolerate provider-controlled checkout friction or customer verification requirements.

Common Fee Misunderstandings

Is the VERIFIED 4% fee the total cost of every transaction?

No. The VERIFIED 4% fee is the infrastructure fee controlled by VERIFIED. Hosted checkout provider fees and provider-controlled network or settlement costs may also apply.

Does Customer Pays Fees remove all merchant costs?

No. Customer Pays Fees can allow the merchant to pass the VERIFIED infrastructure fee to the customer, but hosted provider fees still apply separately.

Does VERIFIED receive provider fees?

No. Provider fees are charged and received by the hosted checkout provider. VERIFIED receives the VERIFIED infrastructure fee.

Does VERIFIED control provider pricing?

No. Hosted checkout providers control their own fees, payment-method availability, customer verification requirements, approval behavior, and settlement execution.

How This Fits Into VERIFIED Crypto Checkout

VERIFIED Crypto Checkout is the WooCommerce infrastructure layer that connects ecommerce stores to hosted checkout workflows, payment links, invoice requests, QR payment sessions, subscription renewal links, Smart Recovery, API infrastructure, transaction visibility, and merchant wallet settlement configuration.

Hosted providers control payment execution. WooCommerce remains the merchant’s order system. VERIFIED provides the routing and infrastructure layer that helps connect those systems without presenting itself as a bank, acquiring processor, exchange, custodian, or customer-verification provider.

For a broader explanation of the system itself, read What Is VERIFIED Crypto Checkout?. For the hosted checkout architecture, read Hosted Checkout Explained. For settlement-focused context, see WooCommerce USDC Payment Gateway.

Transparent Fees. Hosted Checkout Infrastructure. Wallet Settlement.

Add hosted checkout, payment links, invoices, QR payments, Smart Recovery, and wallet settlement to WooCommerce.

No hardware setup. No custom hosted checkout build. No traditional merchant account required through VERIFIED.

Frequently Asked Questions

How much does VERIFIED Crypto Checkout cost?

VERIFIED Crypto Checkout charges a 4% infrastructure fee on completed checkout transactions. Hosted checkout provider fees, provider-controlled network costs, payment-method fees, spread, conversion costs, or settlement-related costs may also apply separately.

What is the VERIFIED infrastructure fee?

The VERIFIED infrastructure fee is the fee charged for the WooCommerce checkout infrastructure layer, including routing, payment links, invoice requests, QR payments, subscription renewal links, Smart Recovery workflows, API infrastructure, transaction visibility, and merchant wallet settlement configuration.

Are provider fees separate from VERIFIED fees?

Yes. Provider fees are separate from the VERIFIED infrastructure fee. Provider fees are charged by the hosted checkout provider handling the payment session, customer verification, crypto purchase or conversion, payment method support, and settlement execution.

Can customers pay the VERIFIED fee?

Yes. The Customer Pays Fees setting allows the merchant to add the VERIFIED 4% infrastructure fee to the customer’s checkout amount instead of absorbing that fee inside the store’s margin.

Does Customer Pays Fees remove provider fees?

No. Customer Pays Fees only changes who pays the VERIFIED infrastructure fee. Hosted provider fees still apply and remain controlled by the hosted checkout provider.

Does VERIFIED receive provider fees?

No. VERIFIED does not receive provider fees. Provider fees are charged and received by the hosted checkout provider. VERIFIED receives the VERIFIED infrastructure fee.

Who controls provider pricing?

Hosted checkout providers control their own pricing, payment-method availability, customer verification requirements, transaction approval behavior, settlement execution, and provider-controlled network or gas costs.

What does the 4% infrastructure fee pay for?

The 4% infrastructure fee pays for the WooCommerce checkout layer, payment routing, payment links, invoice requests, QR payments, subscription renewal links, Smart Recovery, API infrastructure, transaction visibility, wallet settlement configuration, plugin development, WooCommerce compatibility updates, support, documentation, and infrastructure maintenance.

What fees can affect merchant settlement?

Merchant settlement can be affected by the VERIFIED infrastructure fee, hosted provider fees, payment-method fees, spread, conversion costs, network or gas costs, settlement route, provider rules, customer region, transaction size, and merchant configuration.

Is VERIFIED Crypto Checkout a payment processor?

No. VERIFIED Crypto Checkout is WooCommerce checkout infrastructure. It is not a payment processor, acquiring bank, exchange, money transmitter, custodian, or provider of customer verification.